The healthy choice for you and your baby

A new life brings happiness, love, and many new decisions. To help you focus entirely on your baby, we answer the most important questions about health insurance. Here you’ll find everything you need to know to ensure you and your baby are fully protected.

Basic Insurance – The Essentials First

The mandatory health care insurance (KVG) is regulated the same way by all insurers. For you, this means:

Maternity benefits are exempt from deductible and co-payment.
From the 13th week of pregnancy, there are no more cost contributions for general illness.

These benefits are included:

Doctor

7 check-ups (frequency of check-ups for high-risk pregnancies determined by the doctor)
2 ultrasound scans (frequency of check-ups for high-risk pregnancies determined by the doctor)
Lab tests arranged by the doctor
1 postnatal check-up

Midwife

CHF 150 towards antenatal courses with an approved midwife
7 check-ups (instead of check-ups with the doctor)
Statutory care and nursing expenses for mother and child in the case of outpatient births in the hospital, birthing centre or at home
3 breastfeeding consultations with a specially trained and registered nurse or an approved midwife

Birth

Hospital services for the mother and the healthy infant during the stay for the birth.
In the case of home births and outpatient births in hospital or in a birth centre: midwife services as well as materials partly used by the midwife in accordance with the list of resources and items (MiGeL).
Hospital services for you and your healthy baby during your birth stay
In the case of home births and outpatient births in the hospital or birthing centre: midwife services as well as some of the materials on the List of Aids and Equipment (MiGeL) used by midwives

Prenatal registration of your baby

Your child must be registered within three months after birth for mandatory health care insurance (KVG). The easiest way is to do this before birth. This way, everything is prepared and you only need to provide us with your child’s name and date of birth.

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Additional Insurance – For More Comfort

Sometimes basic insurance isn’t enough. Many parents want extra benefits – for example, complementary medicine, free choice of doctor, or more flexibility during pregnancy and birth.

With our EGK-SUN supplementary insurance, this is possible. You benefit from comprehensive coverage and extras that make this new stage of life easier.

Prior to the birth

Contributions towards the cost of treatments from therapists and naturopaths
All maternity check-ups including ultrasound scans in addition to basic insurance cover
50% of antenatal care

During the birth

Free choice of hospital throughout Switzerland in a selected ward: general, semi-private, private or flex
Birth in birthing centres without a cantonal performance mandate
Midwife on-call service for home births up to CHF 400.00
Birthing pool for water births at home up to CHF 300.00
Covers the cost of the new mothers’ package (med. utensils for outpatient birth)

After the birth

Home help for max. 10 days after outpatient birth
50% of post-natal exercise classes
50% of breastfeeding consultations in addition to basic insurance cover
Contributions towards the cost of complementary medicine treatments and natural remedies

Prenatal registration of your baby

Insurance cover for your baby from the very first minute
No medical examinations necessary
Prenatal registration is possible for all insurance categories in general, private, semi-private, or flex hospital wards
The EGK pays the first month’s premium for your baby’s supplementary insurance.
Premium discount of 10% on supplementary insurances for families on joint collection of premiums for all persons living in the same household.

Everything for your baby.

Everything for your baby. With prenatal registration, your child is fully insured from day one. Give yourself and your family more security for the start.

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