Four ways to optimize your premiums
You have various options for optimising your basic insurance premium.
Adjust the deductible rate
The higher the deductible rate, the lower the premium. Depending on the model and region, you can save up to CHF 120 per month. You can do this very easily via the "myEGK" app. Download it now free of charge from the Apple Store or the Google Play Store!
Special insurance models
With the EGK-Care ManagedCare insurance model with your personal GP or the EGK-TelCare telemedicine insurance model, you not only choose a competent contact point for health problems, you also benefit from a discount on your insurance premium. Find out more on our special insurance models.
Exclude accident coverage
If you work for an employer for at least 8 hours a week, you are insured against non-occupational accidents through your employer and can exclude your accident cover from your basic insurance. This can reduce your premium by up to 7 percent.
Annual or semi-annual statement
If you pay your premium with an annual statement, we can grant you a 1 percent discount. If you pay your premium with a semi-annual invoice, you benefit from a 0.5 percent discount. To change your payment frequency, you must notify us by Tuesday, 30 November 2021. Here are your contact options.