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Finding the right insurance solution is sometimes not easy. Our customer advisers are therefore happy to take time for you.

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Four ways to optimize your premiums

You have various options for optimising your basic insurance premium.

Adjust the deductible rate

The higher the deductible rate, the lower the premium. You can do this very easily via the "myEGK" app. Download it now free of charge from the Apple Store or the Google Play Store!

Special insurance models

With the EGK-Care ManagedCare insurance model with your personal GP or the EGK-TelCare telemedicine insurance model, you not only choose a competent contact point for health problems, you also benefit from a discount on your insurance premium. Find out more on our special insurance models.

Exclude accident coverage

If you work for an employer for at least 8 hours a week, you are insured against non-occupational accidents through your employer and can exclude your accident cover from your basic insurance. This can reduce your premium by up to 7 percent.

Annual or semi-annual statement

If you settle your premium with an annual invoice, we can grant you a 1% discount on the invoice amount. With a semi-annual invoice, you benefit from a 0.5% discount on the invoice amount. To change the payment frequency, a notification is required by 31 May or 30 November at 5 pm.  Here are your contact options.

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