The healthy choice for you and your baby
A new life brings happiness, love, and many new decisions. To help you focus entirely on your baby, we answer the most important questions about health insurance.
Advantages at a glance
Basic Insurance
The mandatory health care insurance (KVG) is regulated the same way by all insurers. For you, this means:
- Maternity benefits are exempt from deductible and co-payment.
- From the 13th week of pregnancy, there are no more cost contributions for general illness.
These benefits are included:
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- 7 check-ups (frequency of check-ups for high-risk pregnancies determined by the doctor)
- 2 ultrasound scans (frequency of check-ups for high-risk pregnancies determined by the doctor)
- Lab tests arranged by the doctor
- 1 postnatal check-up
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- CHF 150 towards antenatal courses with an approved midwife
- 7 check-ups (instead of check-ups with the doctor)
- Statutory care and nursing expenses for mother and child in the case of outpatient births in the hospital, birthing centre or at home
- 3 breastfeeding consultations with a specially trained and registered nurse or an approved midwife
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- Hospital services for the mother and the healthy infant during the stay for the birth.
- In the case of home births and outpatient births in hospital or in a birth centre: midwife services as well as materials partly used by the midwife in accordance with the list of resources and items (MiGeL).
- Hospital services for you and your healthy baby during your birth stay
- In the case of home births and outpatient births in the hospital or birthing centre: midwife services as well as some of the materials on the List of Aids and Equipment (MiGeL) used by midwives
Additional insurance
Sometimes basic insurance isn’t enough. Many parents want extra benefits – for example, complementary medicine, free choice of doctor, or more flexibility during pregnancy and birth.
With our EGK-SUN supplementary insurance, this is possible. You benefit from comprehensive coverage and extras that make this new stage of life easier.
With EGK-SUN, you’ll benefit from:
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- Contributions towards the cost of treatments from therapists and naturopaths
- All maternity check-ups including ultrasound scans in addition to basic insurance cover
- 50% of antenatal care
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- Free choice of hospital throughout Switzerland in a selected ward: general, semi-private, private or flex
- Birth in birthing centres without a cantonal performance mandate
- Midwife on-call service for home births up to CHF 400.00
- Birthing pool for water births at home up to CHF 300.00
- Covers the cost of the new mothers’ package (med. utensils for outpatient birth)
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- Home help for max. 10 days after outpatient birth
- 50% of post-natal exercise classes
- 50% of breastfeeding consultations in addition to basic insurance cover
- Contributions towards the cost of complementary medicine treatments and natural remedies
For children, the EGK‑KTI (death and disability due to illness) and EGK‑UTI (death and disability due to accident) insurance plans are important, as disability resulting from illness or accident can lead to significant costs.
