Your baby Insured from the very first minute

With prenatal registration, your child is covered from day one under basic insurance and, if desired, also under EGK-SUN supplementary insurance.

 

«We registered our baby with EGK before birth. That way, we know that as soon as the baby arrives, it will be perfectly cove»

Advantages at a glance

  • Protection from the very first minute

    Insurance cover begins on the date of birth.

  • Free choice

    Prenatal registration is available across all insurance tiers: General, Semi-private, Private or Flex.

  • Family discount

    10% family discount on EGK-SUN supplementary insurance policies with a joint premium invoice (only if one parent has also taken out EGK-SUN supplementary insurance)

  • No health check

    Guaranteed admission to EGK-SUN-3, with no medical examination required.

  • Premium benefit

    EGK covers your baby’s supplementary insurance premium in the month of their birth.
 

Prenatal vs. after birth

 

Registration after the birth

  • Medical assessment required
  • Supplementary insurance from the first month following application
  • Conditional acceptance or rejection possible
  • No free month

Prenatal registration

  • No medical examination
  • Cover from the date of birth
  • Guaranteed acceptance with EGK-SUN
  • One month’s free cover included

Product comparison

This field must not be empty

This field must not be empty

Please select a postcode and city from the list.

 

Practical advice

Having a baby can change everything overnight. Expectant parents often tell me how quickly details can get lost amid all the anticipation and appointments.
In moments like these, it’s reassuring to know that at least one part is already taken care of. That is why prenatal registration is particularly important to me.Your baby is well insured from the very first minute – even in case of an early arrival. And you gain a sense of calm and more time to settle in.

Reto Siegenthaler, Solothurn Agency

Still unsure which model is right for you?

Our team of advisors will be happy to help you.

Request advice

Frequently asked questions

  • 01

    Do I have to register my baby for health insurance before it is born?

    It is advantageous to register the baby before birth. This means that your child has the best protection from birth under basic and supplementary insurance.

  • 02

    Is my newborn automatically insured through me?

    No. It is best to register your baby with your health insurer before birth.

  • 03

    When does insurance cover start for my baby?

    • Under basic insurance, insurance cover begins from birth, regardless of whether you registered the baby before birth or within three months of the birth.
    • In the case of prenatal registration, supplementary insurance also begins from birth. If registration is after the birth, a health check is required. The insurance then begins from the first day of the month following the date of signature.
  • 04

    What else do I need to do after the birth?

    • If you registered the baby before birth, you have to notify us of the name and date of birth after the baby is born. You will then receive the policy for your baby.

      You haven’t insured the baby yet? Then please contact us within three months of the birth. We will be happy to help you. 

  • 05

    Kann ich die Krankenkasse später noch wechseln?

    • Die Grundversicherung kann jeweils mit einmonatiger Kündigungsfrist auf den 30.06. und auf den 31.12. gekündigt werden (Standardmodell ohne Franchise). Mit Franchise oder speziellem Modell (Hausarzt, telemedizinisch) ist die Kündigung mit einmonatiger Kündigungsfrist nur per 31.12. möglich.
    • Die Kündigung der Zusatzversicherung kann bei gleichbleibender Prämie mit 3-monatiger Kündigungsfrist jeweils auf den 31.12. erfolgen. Bei Prämienerhöhung kann diese Versicherung mit einmonatiger Kündigungsfrist auf den 31.12. beendet werden.
 

Other insurance products that might suit you

 

Supplementary insurance for complementary medicine

EGK-SUN provides free access to over 14'000 registered therapists, with naturopaths being given equivalent status to doctors.

Learn more

All-round protection for your fur children

Pet insurance covers veterinary costs for dogs and cats, lifelong and with no age limit. Also for pre-existing conditions, with no age restrictions and now also with pack discount and global cover.

Learn more

Carefree travel for the whole family

Whether for a family holiday or a weekend getaway: With annual travel insurance from Allianz, the whole family is covered all year round.

Learn more