EGK-SUN: Supplementary insurance for complementary medicine

Complementary medicine comprises healing methods that are used in addition to or independently of conventional medicine. These include acupuncture, homeopathy, traditional Chinese medicine (TCM), naturopathy, osteopathy and many other recognised forms of therapy. These services are established in Switzerland and are offered by qualified therapists, naturopaths and doctors.

EGK-SUN puts complementary and conventional medicine on the same footing. You choose what is good for you.

EGK-SUN is available in four options, which mainly differ in terms of hospital cover:

• General ward – solid protection at an attractive price
• Semi-private – twin room and extended choices
• Private – free choice of doctor, single room throughout Switzerland
• Hospitals for complementary medicine – stay in hospitals with a complementary medical orientation

All options offer the same flexible access to complementary medicine. Our advisors will be happy to help you find the right option for you.

Taking out EGK-SUN supplementary insurance is straightforward and involves three steps:

1. Request consultation
2. Complete health questionnaire
3. Confirmation of acceptance – you will receive a written confirmation after your application has been checked. The insurance cover commences on the agreed date.

Note: Reservations may apply in the case of pre-existing conditions. We will provide you with transparent information in advance.

Yes, a change is generally possible.

EGK-SUN supplementary insurance (IPA) is independent of this and can also be taken out separately. Regardless of which insurance provider you have basic insurance with. Please note that a health questionnaire is required for supplementary insurance and that pre-existing conditions are taken into account. Do not cancel your existing supplementary insurance until you have received final confirmation of acceptance from EGK.

EGK-SUN covers a broad spectrum – but some areas are excluded or limited:

• Certain medicines and preparations (as per separate EGK list)
• Therapies that are not included in the list of recognised methods
• Dental treatment (this can be insured separately via EGK-DENT)
• Benefits that are already fully covered by basic insurance
• Treatment for pre-existing conditions with a reservation

The complete overview of benefits can be found in the supplementary insurance conditions (STC), or contact our team of advisors directly.

Yes, we cover 80% of orthodontic treatment costs for children up to the age of 18, up to a maximum of CHF 10,000 per calendar year. There is a waiting period of three years.