Basic insurance with good protection against illness and accidents

Do you want free choice? You can have it! In the traditional basic insurance model you decide which doctor you want to contact if you have any health problems. You can also consult specialists directly without prior referral by another doctor.

In addition to the free choice of doctor, with the traditional model of the basic insurance with EGK-Gesundheitskasse you benefit from the free choice of hospital in your canton of residence, and you can also be treated outside the canton, where the basic insurance covers the costs in the amount that would have incurred in your canton of residence.

Extensive insurance benefits

Thanks to the practical EGK insurance card, you can have medicines from the speciality list that have been prescribed for you charged directly to your health insurance at the pharmacy. This means you do not have to make an advance payment and then submit the receipts for reimbursement. In the same way,  EGK also contributes to the costs of necessary aids and items, transport and rescue operations and, under certain conditions, even dental treatment.

Selectable insurance premium

You also have saving options in the traditional model: Thanks to the selectable deductible of between CHF 300 and CHF 2500, you can determine how high your health insurance premium should be - and how much you want to pay yourself.